Tax Planning CPA in Irving, TX
Irving households earn a median income of roughly $95,000, and many residents juggle W-2 compensation, small business revenue, rental properties, and equity awards from the corporations headquartered across the city. Without a proactive tax strategy, Irving taxpayers routinely overpay because deductions, credits, and entity elections are only useful if they are set up before December 31, not discovered the following April.
Our Services
Our Tax Planning Services for Irving Clients
Every tax planning engagement begins with a one-on-one strategy session ($197+) where Al Freideman reviews your complete financial picture. From there, we build a written plan with specific action items tailored to your situation in Irving. Here is what the engagement includes:
- Entity structure analysis: We evaluate whether your Irving business should operate as a sole proprietorship, single-member LLC, S-Corp, or partnership, then model the tax impact of each option using your actual revenue numbers.
- Retirement contribution optimization: We calculate the ideal contribution levels for SEP-IRAs, Solo 401(k)s, or employer plans so you reduce taxable income without sacrificing cash flow your Irving household needs.
- Equity compensation planning: For Irving professionals receiving RSUs, ISOs, or stock options, we map out vesting schedules, holding periods, and estimated tax liabilities so you are never blindsided by a surprise bill.
- Real estate and rental property strategy: Irving’s growing housing market means many clients hold rental properties. We plan depreciation schedules, cost segregation eligibility, and 1031 exchange timing before you close a transaction.
- Quarterly estimated tax projections: We calculate your federal estimated payments each quarter so you avoid IRS underpayment penalties (currently 7% on insufficient estimates, per IRS Notice 2024-07) and keep cash working for you between due dates.
- Year-end action checklist: Before December 31, you receive a written list of moves to make: charitable contributions, asset purchases under Section 179, income deferral, and any elections that must be filed by year-end.
Why Irving Businesses and Residents Choose AG Freideman, CPA
30+ years of hands-on experience. Al Freideman has spent more than three decades preparing returns and building tax strategies across multiple industries. For Irving clients with complex income sources, that depth means we have almost certainly handled a situation like yours before.
Virtual appointments that fit your Irving schedule. Our office is on Preston Road in North Dallas, but most Irving clients meet with Al by video call. You get the same personal attention without fighting traffic on 183 or 114. If you prefer to meet in person, our office is a straightforward drive north.
Transparent, flat-fee pricing. Your initial tax planning strategy session starts at $197. We quote the full scope before work begins, so there are no surprise invoices. That honesty is one reason we have earned 52 five-star Google reviews with zero negative reviews.
One CPA who knows your name. When you call AG Freideman, Al answers. When your plan is built, Al built it. Irving clients never get handed off to junior staff or a rotating team of associates. That continuity means your CPA already knows your financial history when a new question comes up.
Tax Planning Questions from Irving Clients
What is the difference between tax planning and tax preparation?
Tax preparation is backward-looking: we file your return based on what already happened. Tax planning is forward-looking: we analyze your income, deductions, and entity structure before the tax year ends so you can make changes that legally reduce what you owe. For Irving residents with multiple income streams, planning typically saves far more than preparation alone.
When should Irving taxpayers start tax planning?
The best time is the beginning of the tax year, or as soon as a major financial event occurs (starting a business, selling property, receiving a stock grant). However, any month before December 31 still offers opportunities. We work with Irving clients year-round so that planning is continuous, not a once-a-year event.
How are RSUs and stock options taxed?
Restricted stock units (RSUs) are taxed as ordinary income at the fair market value on the vesting date. Your employer withholds federal tax, but the default withholding rate (often 22%) may be too low for Irving professionals in higher brackets. Incentive stock options (ISOs) are not taxed at exercise for regular tax purposes, but they can trigger the alternative minimum tax. We model both scenarios so you know the real cost before you exercise or sell.
Is tax planning worth it at the $95,000 income level typical in Irving?
Yes. At $95,000 in household income, you are likely in the 22% federal bracket, which means every deduction or credit we identify saves you at least 22 cents on the dollar. Common wins at this income level include maximizing retirement contributions, timing business expenses, and choosing the right filing entity. Our planning session starts at $197, and most Irving clients recover that cost many times over in tax savings.
Does Texas have a state income tax that affects planning?
Texas has no personal state income tax, which is one reason Irving attracts high earners. However, if you own a business, you may owe Texas Franchise Tax (also called the margin tax), which applies to entities with annualized total revenue above the no-tax-due threshold (currently $2.47 million, per the Texas Comptroller). We factor franchise tax into every Irving business owner’s plan alongside federal obligations.
Can AG Freideman also handle my tax return after the planning session?
Absolutely. Most Irving clients bundle tax planning with tax preparation so the strategy we build flows directly into the return we file. Individual returns start at $450, and S-Corp returns range from $1,000 to $2,000, depending on complexity. Because Al handles both your plan and your return, nothing falls through the cracks.
Get Started from Anywhere in Irving
You do not need to drive to our office to get started. Most Irving clients complete their entire tax planning engagement through secure video meetings and our online document portal. The process is simple: book a free, no-obligation consultation, share your most recent return and financial documents, and we will build a strategy designed to keep more money in your pocket in 2026 and beyond. Call Al Freideman at (972) 893-3481, email inquiries@agfreideman.com, or schedule your free consultation right now. Irving business owners and families deserve a CPA who plans ahead, not one who just files paperwork after the fact.
Visit Our Office
Address: 17304 Preston Rd Ste 861, Dallas, TX 75252
Phone: (972) 893-3481
We also offer virtual appointments for clients throughout the DFW metroplex who prefer to meet remotely.
Book a Meeting"I was looking for a CPA who could also help with creating my LLC, and have not been disappointed. Not only did they facilitate the process, but also went above and beyond answering my questions, often in real time. They…"
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Book your free consultation with Al Freideman, CPA. 30+ years experience serving Dallas-Fort Worth.